Area Credit Manager

• Credit Assessment and Approval:

Evaluating loan applications, analyzing financial information, and assessing the creditworthiness of borrowers.

Risk Management:

• Identifying and mitigating potential risks associated with loan portfolios, developing and implementing risk management strategies

Loan Monitoring and Collection:

• Monitoring loan performance, managing loan repayments, and overseeing the collection process for overdue accounts

Policy and Procedure Implementation:

• Ensuring adherence to company credit policies and procedures, and contributing to their development and refinement.

Relationship Management:

• Building and maintaining relationships with internal stakeholders, such as sales teams, and potentially with external partners like legal and valuation teams.

Training and Development:

• Providing guidance and training to junior credit staff, and contributing to their professional development.