Assistant Manager, Credit Surveillance

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JOB RESPONSIBILITIES

• Prepare, review, analyse, monitor and report the credit risk profile and emerging risk issues / risk trends of Affin Bank Group (ABG). Identify key risk issues and credit exposures and provide meaningful insights and risk assessments to relevant Committees e.g. Group Management Committee (GMC), Group Management Credit Committee (GMCC), Group Board Risk Management Committee (GBRMC), Group Early Alert Committee and Board of Directors, where relevant.
• Monitor and report the status of overdue annual credit reviews across ABG, highlighting key concerns to the GMCC for deliberation and appropriate action, where relevant.
• Continuously assess, develop, and enhance credit risk surveillance reports to improve effectiveness in identifying, monitoring, and reporting credit risk issues to the respective Committees on a timely basis.
• On-going monitoring and analysis of loan/financing portfolio, investment assets and overall asset quality; Proactively identify emerging risk concerns and material deterioration trends, and highlight issues requiring management attention or corrective actions.
• Monitor the service standard of the Bank’s panel valuers to meet the Bank's business requirements; maintain an up to date records of the Bank’s panel valuers accessible through the Bank’s intranet; manage the distribution of work to the valuers at an acceptable level, conduct holistic review on panel valuers annually and assess applications for empanelment of new valuers.
• Assist, manage and facilitate the Group Credit Resolution Committee (GCRC) meeting.
• Perform other Ad-Hoc tasks as may be assigned by the immediate superior, the Head of Group Credit Risk Management or the Group Chief Risk Officer (GCRO).

JOB REQUIREMENTS

• Degree in Business Studies, Finance, Statistics, Accounting, Actuarial Science or related discipline.
• Preferably minimum 3 years of working experience in banking and risk management.
• Professional credit certification such as CCP/ CCE or any relevant certification is an added advantage.
• Basic exposure to banking and risk management environments.
• Familiarity in SAS or other analytics tools (e.g., SQL, Power BI, Python, R) for data extraction, analysis, and reporting.
• Strong analytical skills and a self-starter attitude.
• Inclination towards working with numbers and the ability to perform basic analyses.
• Basic understanding of credit policies and procedures, with a willingness to learn more.
• Ability to work under pressure to meet deadlines.
• Ability to interact with various levels of people