Associate Vice President - Mutual Funds & Wealth Lending

What You'll Be Doing:

Product Strategy & Ownership

• Own the strategy, roadmap, and commercial positioning of the Mutual Funds and Wealth Lending product suite.
• Define target client segments, value propositions, and growth opportunities.
• Continuously enhance products based on market trends, customer needs, and competitive insights.
• Drive product performance, revenue growth, and customer adoption.
• Ensure alignment with the Bank's broader Wealth Management strategy.

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Mutual Funds Platform Management

• Lead the end-to-end fund lifecycle, including sourcing, due diligence, onboarding, monitoring, and review.
• Conduct quantitative and qualitative fund analysis covering performance, risk metrics, portfolio construction, and manager capability.
• Establish robust governance frameworks, fund scorecards, watchlists, and performance reviews.
• Partner with Investment Advisory teams to ensure suitability and alignment with client needs.
• Drive continuous enhancement of the Bank's investment offering.

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Wealth Lending Solutions

• Manage Lombard Lending and portfolio-backed financing propositions.
• Define collateral eligibility frameworks, lending parameters, LTV structures, and risk controls.
• Work closely with Credit Risk teams to develop lending policies and risk mitigation frameworks.
• Oversee the end-to-end lending lifecycle, including onboarding, monitoring, margin management, and renewals.
• Drive cross-sell opportunities between investment and lending products.

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Partnerships & Vendor Management

• Build and manage strategic relationships with leading Asset Management Companies, fund platforms, custodians, and investment partners.
• Negotiate commercial agreements, fee structures, and access to preferred share classes.
• Identify new investment partnerships that strengthen the Bank's Wealth proposition.
• Ensure strong service standards and ongoing relationship governance.

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Product Delivery & Execution

• Lead product launches from concept through to implementation and commercialization.
• Develop operating models, policies, procedures, and governance frameworks.
• Partner with Technology, Operations, Compliance, Risk, and Distribution teams to ensure seamless execution.
• Drive digitization and automation initiatives to improve scalability and customer experience.
• Monitor performance through KPIs, management reporting, and commercial metrics.

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Risk, Compliance & Governance

• Ensure full compliance with regulatory requirements and internal governance standards.
• Maintain robust product governance frameworks across investments and wealth lending.
• Ensure suitability, disclosure, documentation, and client protection standards are upheld.
• Manage market, credit, operational, and product risks in partnership with relevant stakeholders.
• Maintain strong controls and audit readiness across all product activities.

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Sales Enablement & Client Engagement

• Partner with Relationship Managers and Investment Advisors to drive product penetration and sales.
• Develop investment themes, campaigns, product propositions, and client content.
• Deliver training, market updates, and ongoing knowledge-sharing sessions.
• Support frontline teams with client presentations, portfolio insights, and product expertise.
• Utilize client feedback and market intelligence to continuously refine the proposition.

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What We're Looking For:

Education

• Bachelor's Degree in Finance, Business Administration, Economics, or a related discipline.
• CFA, CWM, CAIA, or similar professional qualifications are highly advantageous.

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Experience

• 7-10+ years of experience within Wealth Management, Investment Products, Product Development, Investment Advisory, Asset Management, or Financial Services.
• Strong experience managing mutual funds, investment platforms, or wealth products.
• Exposure to wealth lending, Lombard Lending, portfolio financing, or secured lending structures is highly desirable.
• Proven track record of developing and growing investment products and strategic partnerships.

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Industry Exposure

• Strong understanding of financial markets, investment products, and wealth management trends.
• Experience conducting fund due diligence and manager selection.
• Knowledge of wealth lending structures and credit fundamentals.
• Familiarity with regulatory requirements relating to investments and wealth products.

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What’s In It For You:

• Competitive, performance-linked compensation.
• Medical coverage for you and your family.
• Comprehensive life insurance.
• Opportunity to shape the future of Wealth Management at one of the UAE's leading banks.
• Exposure to leading global asset managers and investment platforms.
• A dynamic environment focused on innovation, growth, and customer excellence.
• Strong career progression opportunities within a high-growth business.

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Skills:

• Investment Expertise: Strong knowledge of mutual funds, portfolio construction, and investment analysis.
• Wealth Lending Knowledge: Understanding of Lombard Lending, portfolio-backed financing, and secured lending structures.
• Analytical Thinking: Ability to evaluate fund performance, risk metrics, and commercial opportunities.
• Stakeholder Management: Strong relationship-building skills across internal and external stakeholders.
• Commercial Acumen: Ability to drive revenue growth, product adoption, and profitability.
• Communication & Influence: Strong presentation, negotiation, and client-facing skills.