Full description

The Commercial Loan Officer is responsible for developing new client relationships to increase the loan portfolio and associated deposit balances.

Develop a diverse commercial loan portfolio through actively seeking new business.
Assist in all phases of the loan life cycle (from application to close) by:
Identifying and evaluating commercial loan opportunities.
Present and recommend appropriate loans to the Bank's credit committee.
Compile necessary information needed for underwriters to accurately evaluate the deal.
Consistently communicate with the borrower and Bank staff throughout the loan process.
Work with the loan closing team and Bank's attorney to close the loan.

Meet and exceed annual lending goals set forth by the Bank.
Understand Bank credit policy as well as regulatory requirements to ensure all loans are in compliance.

5+ years of commercial lending experience including both C&I and CRE loans
Strong understanding of credit risk and sound underwriting principles.
Strong understanding of the Banking industry and the regulatory requirements associated with it
Bachelor's degree in Business, Finance, and/or Accounting preferred
Excellent communication and organization skills.
Strong analytical and computer skills including Microsoft Office products and lending programs
Proven track record of relationship/portfolio management as well as loan origination