Data Engineer

About Fairlo

The story of Fairlo began when our founders, Jimmy and Shamon, saw first‑hand how unfair and predatory lending practices can trap people in cycles of debt. Their mother was misled by a major bank – an injustice that inspired them to build something radically different.

Fairlo was created to reimagine credit through transparency, flexibility, and respect.

Since launching in 2018, we've helped tens of thousands of people access fairer, more flexible credit. Today, we have around 50,000 active customers, an outstanding Trustpilot rating, and a team of passionate people across Stockholm, Crete, and the UK.

We're a tight‑knit team of around 45 people, united by kindness, courage, collaboration, and common sense. Backed by experienced investors, we've built something we're incredibly proud of. But what comes next is even more exciting.

Where we're going

Fairlo is becoming a bank. And we're building an AI-native organisation along the way. We're entering a new chapter where technology, data, and AI will play an even bigger role in how we operate, make decisions, develop products, and create value for our customers. Our ambition is to become truly AI‑native – not simply adding AI tools to existing processes, but rethinking how we work from the ground up. We want to use AI to move faster, make smarter decisions, automate what can be automated, and free up our people to focus on the things that create the most value. And to make that possible, we need something fundamental: exceptional data foundations.

Reliable, accessible, well‑structured data isn't just important for reporting and analytics. It's what will enable us to unlock the full potential of AI across Fairlo – from smarter insights and decision‑making to intelligent automation and entirely new ways of building financial services.

That's where you come in.

The mission: why this role exists

This is a role for a builder who cares about what happens after launch. You’ll design and build the data foundations for Fairlo’s next chapter, with maintainability built in from the start. We're looking for a proactive, experienced Senior Data Engineer to help lead the fundamental redesign and rebuild of our data platform.

You’ll work closely with our existing Data Engineer in Stockholm, combining your expertise, ideas, and perspectives to shape our data architecture, establish the standards and practices that will guide us forward, and create a platform that people across Fairlo can genuinely trust and build upon.

We want someone who sees beyond the immediate task. Someone who identifies problems before they become blockers, challenges existing solutions, and has the confidence and expertise to turn ideas into action.