Junior Medical Underwriter

A primary responsibility of the position is the underwriting of mortality and disability cases, including larger or more complex cases where appropriate, in accordance with SCOR’s underwriting philosophy, risk appetite and agreed client service standards. In addition, the role contributes to the broader underwriting function by providing technical support on client-specific enquiries, conducting medical and market research, and assisting with the development of underwriting solutions that enhance client value and service excellence.

This role operates within a dynamic and evolving environment, requiring agility, adaptability, and a collaborative mindset. Alongside Medical Underwriting responsibilities, the incumbent may contribute to Claims Management activities, ensuring seamless support across the end-to-end risk and claims lifecycle.

• Deliver high-quality underwriting decisions for mortality and disability cases.

• Ensure business is underwritten in line with SCOR’s underwriting philosophy, risk appetite, and overall business strategy.

• Support underwriting audits and reviews at client offices to support quality assurance and best practice.

• Participate actively in client visit programmes, fostering strong relationships and delivering a high standard of service.

• Analyse and produce management information and performance metrics to support the efficiency and effectiveness of underwriting processes.

• Work closely with the wider International Desk teams to support the execution of the client strategy and contribute to the achievement of team objectives.

• Collaborate with colleagues across the broader underwriting and medical underwriting communities to share expertise, insights, and best practices. Collaboration may expand to claims management activities.

• Represent SCOR Global Life at industry events, conferences, and professional forums, enhancing market visibility and strengthening stakeholder relationships.

• Provide underwriting support to other regions as required, in coordination with other markets within Continental Europe & Latin America. Actively contribute to internal AI and innovation initiatives, while staying abreast of developments in artificial intelligence and digital underwriting. Support the evaluation, testing and adoption of new technologies within the medical underwriting function and actively engage with the wider underwriting community to share insights and best practices.

Essential:

• A minimum of 2-3 years underwriting experience with a certain authority to load, postpone and decline all classes of business.
• Excellent technical underwriting knowledge.
• Good analytical judgement, attention to detail and ability to document underwriting decisions clearly and consistently.
• Life & Health Insurance market and product knowledge
• Multiple language skills

Desirable:

• Additional language skills relevant to other markets, such as Italian or Portuguese, would be an advantage.