Manager - Data Science ( Credit Risk Domain Must)
Leads a team of data scientists at PayU India with end-to-end ownership of designing, deploying, and maintaining AI/ML solutions for credit risk and fraud management in payments and lending. Core tools are Python, R, SQL, and Spark, with models like XGBoost and Catboost.
- Compensation
- Not disclosed
- Location
- Mumbai, IN
- Work setup
- Not specified
- Seniority
- Not specified
- Employment
- Not specified
- Experience
- Not specified
- Category
- Data science
- Posted
Skills
Must have
- Credit risk domain experience
- Degree in Statistics, Engineering, Mathematics or similar quantitative field
- 5+ years work experience as a Data Scientist
- Hands-on experience with Python, R, and SQL
- Proficiency in statistical techniques such as Logistic Regression, Catboost, XGBoost, SVM, Clustering, PCA
- Experience with distributed computing frameworks such as Spark
- Business acumen with ability to solve business problems through data-driven quantitative methodologies
- Detail oriented, ensuring highest quality in reports & analysis
- Experience presenting ideas and analysis to stakeholders
Nice to have
- Fintech experience preferred
- Team management experience
- Intellectual curiosity and continuous learning
- Team player who promotes knowledge-sharing
Full description
Title:Manager - Data Science ( Credit Risk Domain Must)
Company: PayU (India)
Location: Bangalore/ Gurgaon/ Mumbai
Who We Are:
PayU is the fintech division of Naspers, a global internet and entertainment group and one
of the largest technology investors in the world. Operating in more than 120 countries,
Naspers builds leading companies that empower people and enrich communities. By
joining PayU, you will become part of the global network of data science, machine learning
and AI specialists of PayU and the Naspers group. This context will offer you travel and
international career opportunities.
Under the aegis of PayU Payments Services Ltd., PayU provides payment gateway solutions
to online businesses through its cutting-edge and award-winning technology. PayU’s local
operations span 20+ growth markets across Asia, Central and Eastern Europe, Latin
America, the Middle East and Africa. PayU India forays into two business verticals - payment
offerings under PayU Payments Services Ltd. and alternate lending under PayU Finance.
In India, PayU offers 70+ local payment methods and serves more than 350,000 merchants
including leading ecommerce businesses in India. The company also empowers SMBs,
enabling them to accept mobile and online payments with minimum development effort.
PayU India has processed more than 2 Billion transactions, which make us one of the best
data companies. Payment behavior data for consumers and merchants provide a great
platform for Data-as-a-service (DaaS) to help our merchant partners engage with their
customers. It also enables us to help banks and other lending partners determine who can
they lend to while managing risk.
The Team
Our data science team develops ML-based solutions to enhance user and merchant’s
experience by better fraud management and improving success rate of a transaction.
Joining our data science team offers you the chance to make a difference for millions of
people and businesses in a rapidly growing market. Advances in AI are changing the
conditions to build a successful financial business. They also underpin the growth of
virtually every fintech business in the world. Therefore, PayU is building out its AI