Manager/Senior Manager - Treasury ALM

Job Description :

The role is responsible for supporting the Bank's Treasury function in liquidity management, funding activities, and Asset Liability Management (ALM). The incumbent will assist in monitoring balance sheet gaps, funding requirements, liquidity ratios, and regulatory reporting while ensuring compliance with RBI guidelines.

Key Responsibilities : Funding & Liquidity Management :

• Monitor daily liquidity and funding positions of the Bank.

• Assist in managing short-term funding requirements and interbank borrowings.

• Prepare liquidity forecasts and cash flow projections.

• Track regulatory liquidity metrics and internal limits.

Asset Liability Management (ALM) :

• Prepare maturity gap and liquidity gap reports.

• Monitor asset-liability mismatches across various time buckets.

• Support ALCO reporting and balance sheet analysis.

• Assist in interest rate risk and liquidity risk monitoring.

Treasury Operations & Reporting :

• Generate daily, weekly, and monthly MIS reports for Treasury and Senior Management.

• Support regulatory reporting related to liquidity and ALM.

• Analyze trends in deposits, borrowings, investments, and funding costs.

• Coordinate with Finance, Risk, Operations, and Business teams.

Risk & Compliance :

• Ensure adherence to RBI guidelines and internal treasury policies.

• Support liquidity stress testing and scenario analysis.

• Monitor treasury limits and exceptions.

Candidate Profile :

• MBA (Finance), CA, CFA, FRM, or equivalent qualification.

• 2 - 4 years of experience in Treasury, ALM, Liquidity Management, Funding, Balance Sheet Management, or Treasury Middle Office within a bank.

• Good understanding of banking products, ALM concepts, liquidity risk, and RBI regulations.

• Strong analytical skills with proficiency in Excel and financial reporting.

• Ability to work with multiple stakeholders and meet reporting timelines.