Product Manager - Payments Gateway

Product Manager - Payments Gateway | UPI, BBPS, Netbanking | Mumbai

Role Overview

Own and scale core payment gateway products across netbanking, UPI, BBPS, and merchant payments. You will work closely with banks, billers, and merchants to deliver reliable, high-performance payment experiences at scale.

**Key Responsibilities
Product Ownership**

• Own end-to-end payment lifecycle (checkout, authorization, routing, settlement)

• Define and execute product roadmap aligned to business and ecosystem needs

• Improve transaction success rate, latency, and reliability

Integrations & Execution

• Lead bank and merchant integrations, onboarding, and go-live

• Define PRDs, APIs, and integration workflows

• Work closely with engineering and external partners to deliver releases

Performance & Optimization

• Track and improve success rates, failures, retries, and conversion

• Optimize checkout and payment routing logic

Stakeholder Management

• Collaborate with banks, billers, and internal teams

• Ensure alignment with UPI, BBPS, and regulatory requirements

Requirements

• 8 years in Product Management (payments / fintech / banking)

• Strong understanding of payment gateway, UPI, netbanking, BBPS flows

• Experience with API-led integrations and high-scale systems

• Exposure to banking/payment ecosystem and merchant onboarding

• Strong analytical and stakeholder management skills