Senior Business Analyst (Cash Management, Contract)
A senior Business Analyst bridging business and technical teams in cash management/contract payments, translating requirements into solutions, testing, and ensuring alignment with business strategy in fintech.
- Compensation
- Not disclosed
- Location
- Not listed
- Work setup
- Not specified
- Seniority
- Senior
- Employment
- Contract
- Experience
- 7+ years
- Category
- Business analysis
- Posted
Skills
Must have
- 7+ years as a Business Analyst in banking IT, specifically in Payment and Core Banking systems
- In-depth knowledge of ISO20022, SWIFT, SEPA, payment file formats, and field/value mapping/validation
- Experience with payment processing systems (Payments Hub, clearing/settlement, ACH, payment channels)
- Expertise in payment life cycles (Client to Clearing) and Return Messages (R-Msgs)
- Proficient in Functional Testing, System Integration Testing, and UAT of financial applications
- Strong knowledge of SDLC and STLC
- Ability to break down Functional Specs/EPICs into developer-ready user stories with traceability
Nice to have
- Experience writing test cases using Cucumber (Gherkin) in BDD
- Familiarity with automated testing tools (SOAP UI, Selenium, etc.)
- Ability to interpret high-level requirements and decompose into detailed tasks
- Background in Corporate Banking, Commercial Payments, Domestic/International Payments, Payment Hubs, etc.
Full description
Main Responsibilities
- Apply best practices in Business Analysis while engaging stakeholders across all functional areas from front to back office.
- Analyze functional requirements derived from business stakeholders, end users, and IT teams.
- Translate functional requirements into clear, actionable solution designs.
- Develop and execute test cases aligned with IT and business requirements.
- Report, track, and assist in resolving software defects through triage processes.
- Work in an Agile-Scrum environment, balancing roles as both Business Analyst and Scrum Master; perform story grooming, refinement, and in-sprint testing.
- Manage business requirements and recommend solution design options to the team.
- Evaluate alternative IT solutions and offer sound recommendations.
- Provide domain expertise in Payments to help define practical business solutions in partnership with key stakeholders.
- Ensure solutions align with and support the overall business strategy.
- Assess how change requests, ad hoc projects, or technical issues impact project plans.
- Coordinate with various user and interface teams to onboard them as service participants in financial applications.
- Oversee stakeholder engagement, risk management, issue resolution, quality assurance, and project governance.
- Collaborate closely with the technical implementation team to bridge functional and technical requirements.
- Support Quality Assurance processes when necessary.
- Offer functional guidance to the team, working directly with developers and tech leads to address and resolve queries.
Qualifications and Profile
- Minimum of 7 years of hands-on experience as a Business Analyst within banking IT, specifically in Payment and Core Banking systems.
- In-depth knowledge of end-to-end payment systems, including payment file formats like ISO20022, SWIFT, and SEPA; strong expertise in field/value mapping and validation - Must Have.
- Practical experience with payment processing systems, including Payments Hub, clearing/settlement systems, ACH programs, and payment channels - Must Have
- Solid understanding of payment life cycles (Client to Clearing) for high-value transactions, and experience with Return Messages (R-Msgs) Must Have.
- Proficient in Functional Testing and System Integration Testing of financial applications, along with hands-on experience in UAT Must Have.