adesso
Senior Business Analyst KYC/AML
Senior Business Analyst at adesso (Pune) helping banking clients turn KYC/AML/AFC regulatory requirements into effective processes and IT solutions. Day to day: assess EU AML regulation impacts, model end-to-end compliance processes, and write business concepts, user stories and data requirements; needs deep KYC/AML expertise plus BPMN, Jira/Confluence and IT/data fluency.
- Compensation
- Not disclosed
- Location
- Not listed
- Work setup
- Not specified
- Seniority
- Senior
- Employment
- Contract
- Experience
- Not specified
- Category
- Business analysis
- Posted
Skills
Must have
- Degree in business informatics, business administration, business law, law or comparable, ideally focused on banking, compliance or financial services
- Several years of experience as Business Analyst, Requirements Engineer, Product Owner, Consultant or comparable role in banking or financial services
- Sound knowledge of CDD/KYC, EDD, beneficial owners and control structures, risk-based approaches, PEP/sanctions screening, transaction monitoring and suspicious activity reporting
- Familiarity with the EU AML package (AMLR, AMLD6, AMLA) and ability to explain implications for German banks, processes and systems
- Understanding of how regulatory requirements affect customer and product areas such as accounts, payments, lending, securities, trade finance and crypto
- Able to communicate with IT architects and developers; understanding of application systems, data models, APIs, interfaces, integration patterns, DWH/data lake environments, testing and business sign-
- Proficiency in business and requirements analysis methods and process modelling, e.g. BPMN, user stories, use cases, workshops, Jira/Confluence
- Excellent German and good English skills
- Analytical, structured, precise and solution-oriented working style
- Consulting mindset: taking responsibility, facilitating confidently, interdisciplinary collaboration and supporting clients through change
Nice to have
- Knowledge of SQL or comparable analytical tools
Full description
YOUR ROLE
- Regulation with impact: You will monitor and assess requirements arising from EU AML/AMLR, AMLD6, AMLA, the German Anti-Money Laundering Act (GwG), as well as relevant BaFin, FATF and sanctions requirements, and derive specific impacts on the business model, products, processes, controls and organisation.
- End-to-end processes: You will analyse, model and optimise KYC/AML processes across the customer lifecycle — particularly onboarding, CDD/EDD, UBO identification, PEP and sanctions screening, transaction monitoring, suspicious activity reports, reviews and offboarding.
- Business requirements: You will translate regulatory and business requirements into business concepts, epics, user stories, acceptance criteria, rule sets, data requirements and business test cases — clearly, transparently and in a way that IT teams can implement.
- Impact on products and systems: You will examine which adjustments are required in core banking systems, KYC/onboarding solutions, CRM and process platforms, screening and monitoring systems, case management, regulatory reporting, DWH/data lake environments, and archive and document-management-system solutions.
- Data and interfaces: You will perform data-point mappings and quality analyses, identify gaps and silos, describe data flows and interfaces, and develop requirements for data models, master data, entity resolution, audit trails and reporting.
- Process and control framework: You will design roles, responsibilities and handovers across the first, second and third lines of defense, as well as quality gates, deadline management, the four-eyes principle and evidence documentation.
- Project delivery: You will facilitate workshops, structure work packages, coordinate stakeholders from business units, compliance, legal, operations, data and IT, and support implementation through testing, business sign-off, rollout and stabilization.
- Communication and consulting: You will prepare complex topics in a way that is tailored to the audience, develop decision papers and present recommendations for action to business and management stakeholders as well as in project and governance committees.
- Innovation with sound judgement: You will assess the appropriate use of automation and AI — for example for document processing, classification, matching, UBO/relationship analysis or RAG — while considering data quality, traceability, explainability, data protection and human-in-the-loop approaches.
- Senior responsibility: As a Senior, you will also lead sub-projects or workstreams, steer the team’s business work and actively advance our topics, methods and client relationships.
YOUR PROFILE
- Education: You have completed a degree in business informatics, business administration, business law, law or a comparable discipline — ideally with a focus on banking, compliance or financial services.