Senior Manager/Associate Director - Regulatory Compliance

Description:

About us:

Cashfree Payments is a leader in payments in India.

Founded in 2015, Cashfree Payments processes transactions worth

$80B annually for more than 800,000 businesses.

Businesses use Cashfree Payments to collect payments from 100+ payment methods, make payouts, make cross-border payments, improve conversions with a one-click checkout, recover abandoned carts, and predict and reduce returns.

With an easy onboarding and integration process, and compatibility with popular merchant platforms like Shopify, Wix, Wordpress, WooCommerce, WhatsApp, Cashfree Payments enables businesses to start transactions within a day.

Cashfree Payments directly connects with all payment networks and owns its payment processing technology end-to-end, ensuring higher success rates and reliability.

Built for scale, it enables businesses to process an industry-leading 12,000 transactions per second, handling peak demand effortlessly.

Alongside payments, Cashfree Payments offers SecureID, an identity verification stack with a comprehensive suite of APIs and KYC components.

SecureID enables fintechs and startups to streamline compliant onboarding and KYC flows by minimising user inputs, thus reducing drop-offs, intelligently verifying identity documents, and detecting fraud and anomalies with high accuracy.

Cashfree Payments is authorised by the Reserve Bank of India to operate as a payment aggregator for both domestic and cross-border payments, and was one of the first entities to be authorised.

It is also authorised to issue Prepaid Instruments.

Cashfree Payments is backed by Silicon Valley investor Y Combinator, Apis Partners, Krafton, State Bank of India (SBI), and was incubated by PayPal.

Role Overview:

• Cashfree Payments is looking for a Senior Manager/Associate Director - Regulatory Compliance with a strong analytical mindset.

• The ideal candidate will be a qualified Chartered Accountant or possess a strong educational background in law with deep expertise in the Payments ecosystem, specificallt regarding Payment Aggregators (PA) and Prepaid Payment Instrument (PPI).

• You will play a critical role in interoreting complex regulations and ensuring our business flows remain complaint with RBI and NPCI mandates.

What You Will Do:

• Monitor, interpret, and analyse circulars, notifications, and guidelines issued by RBI and NPCI, and provide actionable impact assessments to business and product teams.

• Act as a subject matter expert (SME) for product teams, ensuring that new products and process flows are designed in compliance with regulatory requirements and guardrails.

• Ensure end-to-end compliance with the Master Directions applicable to Payment Aggregators, Cross-Border transactions, and PPIs.

• Liaise with internal stakeholders to drive compliance initiatives and represent the function in regulatory discussions.

• Oversee regulatory reporting obligations and manage internal and external compliance audits.

What You Will Need:

• Minimum 8 years of post-qualification experience with 2 years of mandatory experience in Payments domain

• Strong working knowledge of RBI regulations with hands-on experience in regulatory implementation.

• Strong analytical ability to interpret complex regulations and assess operational impact

• Clear and confident communication skills to present compliance requirements to diverse stakeholders

• Solution-oriented mindset with the ability to identify compliance risks early and recommend practical mitigations