Senior Manager - Regulatory Compliance
- Compensation
- $123K–$154K / yr
- Location
- San Francisco
- Work setup
- Hybrid
- Seniority
- Senior
- Employment
- Not specified
- Experience
- 10+ years
- Category
- Not specified
- Posted
Skills
Must have
- 10-12 Years of experience (minimum) within regulated financial services or payments companies in senior compliance roles, with robust knowledge of compliance topics (KYB / KYC, AML/CFT, sanctions, mon
- Experience in multi-jurisdictional compliance roles, with exposure to US requirements (BSA, FinCEN, state money transmitter) and/or AML/CTF and licensing regimes in Canada, Mexico, Brazil, or other Am
- Deep understanding of the regulatory environment of the payments and fintech industry in the Americas, with particular depth in the United States.
- ACAMS or CRCM certification (preferred) or relevant professional compliance certification.
- Experience with correspondent banking, banking as a service, or Financial Institution clients from the Americas region.
- Strong analytical skills with experience in problem-solving and implementing compliance solutions.
- Demonstrate clear sense of accountability in performing the role and a positive demeanor.
- Ability to identify risks, control gaps, and inefficiencies; see the bigger picture, challenge the current status quo and define scalable and sustainable processes and methodology.
- Ability to lead end-to-end process and control improvements cross-functionally and across various regions.
- Able to prioritize quickly and meet deadlines under pressure.
- Strong stakeholder management and communication skills.
- Team player with strong collaborative qualities, including demonstrated ability to work effectively with cross-functional teams.
- Ability to communicate in fluent spoken and written English.
- Demonstrated experience building, managing, or materially contributing to a money transmitter or money services business compliance program.
- Significant experience engaging regulators and managing regulatory examinations and independent program audits in the US and/or other Americas jurisdictions.
Full description
Nium, Global Leader in Payments
Nium, the global leader in real-time, cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders.
Its payout network supports 100 currencies and spans 220+ markets, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 35 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore.
About the Role
As Senior Manager of Regulatory Compliance, you will play a key role within Nium’s Regulatory Compliance team, supporting regulatory obligations and financial crime prevention across the Americas, with a primary focus on the United States. You will work closely with the Head of Regulatory Compliance for the Americas, and BSA Officer for Nium, Inc., and jurisdictional MLROs to ensure compliance with the Bank Secrecy Act (BSA), anti-money laundering requirements, and state money transmitter and MSB requirements. You will manage client onboarding, oversee transaction monitoring escalations, and lead the detection and prevention of financial crime, including money laundering and terrorist financing.
Key Responsibilities
- Support the development and implementation of Financial Crime and AML methodology to manage regulatory risk and ensure adherence to Bank Secrecy Act requirements and Financial Crimes Enforcement Network (FinCEN) regulations.
- Monitor changes to AML/CTF, sanctions, and licensing requirements across all Americas jurisdictions in which Nium operates or is pursuing licensure, including US federal and state requirements, and ensure the organization promptly adapts its processes, policies, and procedures.
- Serve as a day-to-day point of contact for regulators on AML/CTF and licensing matters across the Americas, including FinCEN and state money transmitter regulators in the US, and coordinate regulator engagement with the Head of Regulatory Compliance for the Americas and the relevant BSA Officer or MLRO.
- Identify control gaps and lead the implementation of control enhancements in AML, OFAC, and Regulatory Compliance.
- Support compliance oversight and testing activities and oversee internal reporting on AML/CTF internal controls, fraud, and periodic compliance matters.
- Act as a subject matter expert for the business and management on compliance-related matters across the Americas, with particular depth on US requirements.