Senior Software Development Engineer
Senior SDE at Razorpay building and scaling India's payment infrastructure and the REST APIs used by developers worldwide, while shaping product direction. Requires a backend language (PHP, Python/Django, Golang, Java, or C++) and active use of AI coding assistants in day-to-day workflows.
- Compensation
- Not disclosed
- Location
- Bengaluru
- Work setup
- Not specified
- Seniority
- Senior
- Employment
- Not specified
- Experience
- 3+ years
- Category
- Software engineering
- Posted
Skills
Must have
- 3+ years of experience in technology
- Strong product design sense — think about the user, not just implementation
- Proficiency in any of: PHP, Python, Django, Golang, Java, or C++
- Ability to understand end-user requirements, formulate use cases, and arrive at effective solutions
- Good understanding of REST APIs and the web in general
- Ability to build a feature from scratch and drive it to completion independently
- Willingness to learn new technology
- Clean, well-structured code with awareness of performance and time complexity trade-offs
- Hands-on experience with AI coding assistants, used actively
- Ability to decompose problems into structured, constrained prompts with clear expected outcomes
- Critical review mindset — own AI-generated code, spot hallucinations, incorrect assumptions, and security gaps
- Strong LLD depth before agent use — design first, delegate second
- Awareness of where AI helps and where it fails
Nice to have
- Weekend side projects or open source contributions on GitHub
- Prior experience at a product company
- Hands-on experience building with LLMs or agentic frameworks
- Working knowledge of a backend programming language beyond your primary stack
- Experience designing systems for scalability, reliability, and fault tolerance
Full description
Razorpay is one of India’s leading full-stack financial technology companies, powering the way businesses move, manage, and grow money. Founded in 2014 by Harshil Mathur and Shashank Kumar with a simple vision - to simplify payments for Indian businesses - we’ve since grown into a fintech powerhouse driving India’s digital payment revolution.
Razorpay powers millions of businesses with a smarter, scalable stack that goes beyond transactions to help them truly build and grow.
From building AI-native agentic payments, to AI-assisted fraud detection and real-time risk intelligence to automated reconciliation, smart payouts, and predictive financial insights, we are embedding intelligence across our stack to make money movement faster, safer, and more efficient. In close collaboration with ecosystem partners - including banks, networks, regulators - we are pioneering industry-first solutions that are shaping the next era of fintech
Across India, Singapore and Malaysia, our products span everything from seamless checkouts to payroll automation - powering a fintech ecosystem that’s redefining how money moves across Asia.
Today, that ecosystem supports everyone from early-stage startups to some of India’s largest enterprises, enabling them to accept, process, and disburse payments at scale while expanding into new ways of managing money more efficiently.
Our scale speaks volumes: Razorpay processes $180+ billion in annualized transactions, powering leading businesses like Airbnb, Facebook, WhatsApp, Airtel, CRED, BookmyShow, Zomato, Swiggy, Lenskart, Mirae Asset Capital markets, Indian Oil, National Pension Scheme - and over 100 of India’s unicorns. With strong roots in India and growing operations in Southeast Asia, we are shaping the next chapter of financial technology across the region.
We are backed by global investors including GIC, Peak XV Partners (formerly Sequoia Capital India & SEA), Tiger Global, Ribbit Capital, Matrix Partners, MasterCard, and Salesforce Ventures, having raised over $740 million to date. Strategic acquisitions - including Ezetap (POS and offline payments), Curlec (Malaysia expansion), BillMe (digital invoicing), and POP (rewards-first UPI) - along with earlier moves in fraud prevention, payroll, and lending, have further strengthened our platform and widened our footprint across Asia.
But what truly sets Razorpay apart is our culture. At Razorpay, ownership is our oxygen - you own what you build, with no micromanagement or red tape, just the runway to make your ideas fly. Learning is a lifestyle - if you’re curious, you’ll feel at home here. People > Pedigree - we hire for attitude, hustle, and hunger more than degrees. Transparency thrives over titles - this is where interns question CXOs and CXOs say “thank you.” Guided by our values of Customer First, Autonomy & Ownership, Agility with Integrity, Transparency, Challenging the status quo and a strong belief that Razorpay grows with Razors, you’ll be part of a 3000+ strong team building not just products, but the financial infrastructure of the future.