Sr Data Scientist
Senior Data Scientist on PayPal's Global portfolio analytics team in Bengaluru: builds performance tracking frameworks, proactive capacity planning, and turns credit-portfolio data into collections-strategy insights partnering with Credit, Fraud, Risk, and Operations. Core stack is SQL, Python, AI/advanced analytics, and BI tools like Tableau/Power BI, in a 3-days-in-office hybrid model.
- Compensation
- Not disclosed
- Location
- Bengaluru, India
- Work setup
- Onsite
- Seniority
- Senior
- Employment
- Not specified
- Experience
- 3+ years
- Category
- Data science
- Posted
Skills
Must have
- 3+ years relevant experience and a Bachelor's degree, or equivalent combination of education and experience
Nice to have
- Proficiency in SQL for data extraction, manipulation, and analysis
- Hands-on experience with BI tools such as Tableau or Power BI for performance tracking and visualization
- Working knowledge of Python or R for data analysis and modeling
- Strong proficiency in Microsoft Excel for ad-hoc analysis and reporting
- Solid understanding of collections, credit, or lending metrics and portfolio management concepts
- Experience supporting product launches or building analytics frameworks from the ground up
- Ability to communicate complex analytical findings to technical and non-technical stakeholders
- Strong collaboration and influencing skills across Credit Strategy, Fraud, Risk, Second Line, Operations, Product, Technology, and Legal/Compliance
- Proactive, adaptable approach; able to work under pressure and manage multiple priorities
- Ability to work independently, resolve issues, and recommend improvements to strategies, policies, and processes
- Ability to present findings and recommendations through compelling verbal and PowerPoint presentations
Full description
The Company
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.
We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.
We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.
Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.
Job Summary:
We are seeking a Senior Data Scientist to join PayPal’s Global portfolio analytics team.
In this role you will focus on building performance tracking frameworks, identifying key performance drivers, enabling proactive capacity planning, and translating data into actionable insights that directly inform collections strategy. You will partner across Credit Strategy, Fraud, Second Line, and Operations to share portfolio performance drivers and also identify opportunity areas to improve customer experience while optimizing the Opex.
Using SQL, Python, AI, and advanced analytics, you will transform complex data into actionable insights and build scalable, reusable solutions for portfolio performance analysis. You will also communicate findings and recommendations clearly and succinctly through compelling verbal and PowerPoint presentations.