Senior Software Engineer (Full-Stack)
Staff software engineer on Ripple Treasury's Cash Forecasting team in Dublin, providing technical leadership, architecture, and mentorship while building an AI-driven cash-flow forecasting platform. Core stack includes Ruby on Rails, React/TypeScript, PostgreSQL, cloud infrastructure, Docker/Kubernetes, and machine-learning features.
- Compensation
- Not disclosed
- Location
- Dublin, Ireland
- Work setup
- Not specified
- Seniority
- Senior
- Employment
- Full time
- Experience
- 4+ years
- Category
- Fullstack
- Posted
Skills
Must have
- 8+ years of professional software engineering experience
- 3+ years working on complex, business-critical systems in production
- Experience working on products with significant scale
- Strong communication skills with cross-functional project experience
- Track record of delivering multi-quarter projects requiring coordination across teams
- Owned and evolved significant portions of a production system end-to-end
- On-call experience for production systems and critical incident handling
- Led technical designs implemented by teams of 3+ engineers
- Made architectural decisions with lasting impact on system capabilities
- Mentored 2+ engineers to help them level up technically
- Established technical patterns adopted across the team and led technical spikes
- Proficiency with at least one major cloud platform (AWS, Azure, GCP)
- Experience with containerization (Docker) and orchestration (Kubernetes)
- Understanding of infrastructure as code and CI/CD pipeline design
- Knowledge of observability: logging, metrics, tracing, alerting
- Experience with microservices deployment patterns and service mesh concepts
- Deep understanding of distributed systems patterns, event-driven architectures, and message queues
- Multi-tenancy architecture, data isolation, and large-scale multi-tenant application experience
- RBAC and authorization patterns
- Audit logging and compliance requirements for financial systems
- API versioning, backward compatibility, feature flagging, and progressive rollout
- Deep expertise with Ruby on Rails
- Expert in RDBMS (ideally Postgres): query optimization, indexing, data modeling
- Experience building and maintaining RESTful APIs and alternative patterns (GraphQL, gRPC, webhooks)
- Deep knowledge building applications with React, TypeScript, and JavaScript
Nice to have
- Understanding of financial concepts: cash positioning, forecasting, liquidity management
- Knowledge of banking systems, payment rails, and financial data formats (MT940, BAI2, SWIFT)
- Understanding of multi-currency handling, exchange rates, and timezone complexities
- Awareness of financial compliance and regulatory requirements (SOC 2, data privacy)
- Experience integrating third-party financial systems (banks, ERPs, payment processors)
Full description
At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.
If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.
About the Cash Forecasting team:
Cash Forecasting is our AI-amplified treasury solution that helps CFOs and treasury teams move beyond error-prone spreadsheets to achieve real-time cash visibility and predictive accuracy.
The platform integrates seamlessly with major ERPs and banking systems to automatically capture, categorise, and analyse transactional data across multiple currencies and business units. Leveraging our proprietary GSmart AI technology, the solution continuously learns from historical cash flows, sales data, and treasury information to automatically select optimal forecasting algorithms and improve accuracy by over 30%.
You'll work on sophisticated Ruby on Rails and React software that turns diverse financial data into clear analysis, giving customers sharp insight and forecasting through intuitive dashboards. This is a critical platform moving over $100 billion in daily cash flow for enterprise customers across 40+ countries, built to hold enterprise-grade security and scalability at that scale, every single day.
What You’ll Do:
- Design, build, and maintain backend services and APIs that power the Cash Forecasting platform, while remaining comfortable picking up frontend work when the task calls for it
- Work across a large, sophisticated, multi-tenant SaaS codebase, writing code that's built to scale across enterprise customers and their data
- Own the data layer, schema design, query performance, and data integrity - with a strong emphasis on PostgreSQL and SQL more broadly
- Write and maintain thorough test coverage using RSpec, treating testing as a first-class part of delivery
- Package and deploy services using Docker, and work within our AWS-based cloud infrastructure
- Write scripts and tooling to automate repetitive work, support data migrations, and keep the team moving quickly
- Instrument the systems you build with strong observability practices -logging, metrics, and tracing — to catch and resolve issues before they impact customers
- Benchmark and profile code to identify performance bottlenecks, and make evidence-based decisions about where to optimise