Technical Product Manager - Banking Domain

**Role Overview :

We are seeking a highly technical, hands-on Technical Product Manager to own the end-to-end delivery and technical architecture of our core digital payments, settlement, and banking ecosystem. In this role, you will not just document requirements; you will serve as the core technical architect bridging business intent with deep engineering execution.

You must possess a strong software engineering foundation, a deep algorithmic understanding of high-throughput transactional workflows, and the ability to design detailed microservices blueprints, data contracts, and complex sequence flows.

Key Responsibilities :

• Technical Solutioning & Architecture : Move beyond basic requirement gathering to author comprehensive, production-ready Solutioning Notes and Technical Specification Documents from a strict implementation perspective.

• API Architecture & Data Contract Ownership : Design, optimize, and map robust REST/SOAP APIs, deep-link callback loops, and webhooks & You will define technical data contracts, including precise backend request-response attributes, field validations, and error-handling arrays.

• Core Payments Flow Mapping : Own the microservice orchestration and architectural system mapping for core Indian financial rails (IMPS, NEFT, RTGS, and UPI) & You must be able to design detailed system workflows tracking funds from point-of-initiation to final bank settlement.

• Data Flow & Sequence Diagramming : Actively blueprint structural system integrations by drawing end-to-end sequence diagrams, transaction flowcharts, and data transit architectures using tools like Lucidchart or Draw.io.

• Agile Execution & Lifecycle Management : Own and prioritize the engineering backlog in Jira. Translate business ideas into developer-ready epics and user stories with clear, deterministic acceptance criteria.

• Hands-On Technical Validation : Lead rigorous validation sessions using Postman to test raw endpoint performance, verify response payloads, and isolate system bugs before production handoff.

Required Core Competencies & Technical Skills :

• Core Payments & Banking Knowledge : Deep, operational understanding of Beneficiary/Payee Validation systems, merchant onboarding engines, automated settlement/reconciliation loops, and fraud management framework integrations.

• System Integration Mastery : Proficient in designing data models, microservices handshakes, message queues, and secure Open Banking/Account Aggregator frameworks.

• Strong Coding/Engineering Foundation : Prior software engineering experience (e.g., Java, Python, SQL) is highly preferred & You must be able to deep-dive into code base limitations, understand complex data structures, and speak the exact technical language of backend engineering teams.

• Platform & API Fluency : Advanced proficiency in API tooling (Postman, Bruno, Swagger), system flow diagramming (Lucidchart, Draw.io), and Agile delivery management (Jira, Confluence).

• Analytical Problem Solving : Exceptional ability to break down high-entropy, ambiguous technical failures, trace system lags via log patterns, and implement architectural process improvements.

Desired Candidate Profile :

• Experience : 2 to 5 years of experience operating strictly as a Technical Product Manager, Technical Business Analyst, or System Architect within a Fintech, Digital Bank, or Payment Aggregator ecosystem.

• Education : Graduate in Engineering (B.Tech/B.E. in Computer Science, Information Technology, or related streams). A Business Management Post-graduate degree with a focus on IT/Systems is a strong value-add.

Why This Role is Different :

This is not a high-level orchestration or coordination role.

We are looking for a product leader who rolls up their sleeves to inspect the data field attributes, map out step-by-step API integration contracts, and take absolute ownership of system integrity from day zero.

Location : Andheri (W), Mumbai